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A Baby At Any Cost

Monika and Jen find Lily and her mother in a country house. Jen grabs the baby while Monika and Lily fight. Monika tells Lily that she would never do this to another woman. Lily almost stabs Monika, but Jen jumps in the way and takes the knife lashing. Jen puts the baby in the car and gives Monika the keys for a safe getaway.

A Baby at any Cost


When a surrogate grows too fond of the baby she carried for a young couple, they try to disengage from her. But the surrogate starts poisoning the mother (with no danger to the child) in a scam that will keep the surrogate around, and then, when mom is gone, the surrogate will get the child, the husband and the suburban life she so earnestly covets.

The Alyssa Milano-starrer revolves around Amy, who agrees to be a surrogate for a couple, Joan and Stuart Quinn. However, when she discovers a dark secret about the family, Amy kidnaps the baby girl she gave birth to and flees. Therefore, the subject of surrogacy and the emotional complications it may bring is not something we as viewers have not seen on the screen before. But all said and done, the fact that the Lifetime film is a work of fiction still stands true.

Greta and Susan are specialist midwives who run the diabetes clinic. They care for an increasing number of pregnant women just like Karla, who is expecting her third child. But it is not just Karla's diabetes that needs careful monitoring - her baby has developed an exomphalus where some of the baby's internal organs have developed outside the body. Follow the midwives as they prepare Karla for her birth and for the prospect of her newborn baby having a major operation just 24 hours old.

In triage, midwife Heather meets Steph, who has just collapsed during a trip to her local supermarket. After becoming pregnant, Steph was diagnosed with a complex congenital heart condition putting both mum and her baby's life at risk. The midwives and the hospital's cardiac team must act quickly if they are to get Steph and her baby safely through pregnancy.

In the specialist antenatal clinic we meet midwife Charlotte as she carries out a routine check-up on Paralympian Sophie. Sophie has a rare genetic condition that causes the most common form of short-limb dwarfism and there is a 50/50 chance that Sophie's baby may inherit the condition. As the midwives support her through her pregnancy, they are also monitoring scans of the baby to see how the baby is growing. It will not be until the final scan that Sophie and her husband Prince will know for sure.

A surrogate mother becomes too attached to the baby she has carried. The baby's parents try to distance themselves from the surrogate mother. However, she will not be sent away just like that and does everything she can to stay close to the baby.

The cost of childbirth can vary depending on the type of birth and geographic location within America, but for those without insurance it can cost around $13,000 to $14,000. If you have complications that price can skyrocket.

To ensure you have enough of a financial cushion, some experts recommend your emergency fund contain at least $20,000. Even if you have insurance, you will need enough cash to cover your deductible plus what you will need to cover any co-pays your insurance requires. Take a close look at your out-of-pocket maximum. This is the highest amount you will be expected to pay in a single year. Once you hit that amount, insurance will cover the rest, but only so long as you are in the hospital. Once you get home, you'll need funds for diapers, formula, and other baby equipment and furniture.

Admit it. Babies are cute, but they come with a big price tag. According to a US Department of Agriculture report, the average middle-income family spends between $12,000 and $14,000 on child-related expenses each year.1 For newborns, the cost is higher. Some studies show numbers ranging from $20,000 to $50,000 for the child's first year of life, depending on location and household income.2

Some significant purchases are required in advance of your baby's birth. There's no established list of necessary items, but you'll probably invest in a bassinet, bottles, clothes, and a carrier for when your child arrives. Costs can span a wide range, but budget for $1,000 minimum to cover what you'll need at the start.

The numbers can vary depending on where you live, what kind of birth you have, and your insurance policy. While birthing costs in some states can exceed $27,000 the average cost is usually around $10,000.

Figuring out a sleep routine is the biggest challenge here. The good news is that babies usually don't require much beyond breastmilk or formula and diapers at this point. If you're breastfeeding, your costs will be lower (aside from the one-time expense of a pump, which costs anywhere from $40 to $185), while powdered formula will run you between $70 and $150 per month.

Add about $60 for bottles and $75 for the monthly diapers and wipes you'll go through. There are vaccinations your baby should get and a couple of visits to the doctor during these months, which should be budgeted for as well. It's also time to start assessing your future financial goals. Estimated monthly amount: $300.

If you return to work after the baby is born, childcare could take up the lion's share of your budget starting this month. According to data, weekly childcare costs have risen significantly over the past six years.

The average weekly childcare cost for one infant is $565 for a nanny, $215 for a daycare or childcare center.3 These costs vary among states, and each family's arrangement with their provider, but a budget should be in place if you need care for your child while you work. Estimated monthly amount: $2,260.

Sometime around the five-month mark, the baby reaches a milestone in development and begins eating solid foods. Parents often start with purees, which you can easily make yourself. Compared with food for older kids, babies still get the bulk of their calories from milk or formula. But plan on spending roughly $50 a month on their applesauce, oatmeal, and avocados.

Your growing baby is fitting into new clothes on a regular basis now. Baby clothes are the most common gift that new parents receive, but the average cost of clothes is around $50 a month for the first year. Using hand-me-downs or shopping at second-hand clothing stores can help you save in this area. Estimated monthly amount: $1,100.

Babies typically begin crawling around this age, so now's the time to put up safety gates, install door locks and knob covers, and outlet plugs. Babyproofing can cost anywhere from $100 to $1,000, depending on the size and layout of your home. Estimated monthly amount: $1,200.

By this time, you may be thinking about a babysitter, maybe for a few hours here and there or for an occasional night out. If you don't have a friend or family member to watch your child, you may have to consider adding babysitting into your childcare budget.

Congratulations, you made it through your first year of parenting! By this point, you should have an idea of what's needed in your monthly baby budget, so hopefully there won't be any surprise expenses. As you prepare for the second year, start looking at ways you can save on childcare and new items you'll need. And plan for an additional $50 this month to treat yourself to a celebration. Estimated monthly amount: $1,300.

Having a baby can be an amazing journey filled with excitement and wonder. While variables around geography, childcare needs, and insurance coverage may impact how much you spend on your child, there are clear advantages to working with a New York Life agent early on to develop a financial strategy for your child.

Adopting from foster care is a different story. Just like when fostering a child, there are typically zero or minimal fees involved. During the time in which a child is being fostered, families qualify for a stipend to help with expenses. Resource Parents receive a monthly stipend per child, and that amount is based on the age of the child and program placement. These funds are designed to reimburse foster parents for the cost of a room, board, clothing, transportation, and other incidentals.

It's hard to figure out exactly how much it costs to have a baby, since it can vary so much depending on where you live and your circumstances. Some of the biggest costs for new parents include healthcare (including birth), diapers, formula, childcare, baby gear, clothes, food, and toys. In fact, you can anticipate spending between $9,300 and $23,380 per year per child. It's scary to think about how to support a baby financially, but there are many ways to save.

On average, a child costs two-parent families in the U.S. between $9,300 and $23,380 every year, according to the U.S. Department of Agriculture. (That number is in 2015 dollars, the latest data available.) This wide range accounts for various factors such as income level, where you live, as well as the age of your child.

Of course, the total cost you can expect to pay also depends on your lifestyle and how much money you choose to spend on necessary items such as housing and food. Certain expenses are out of your control, such as how much childcare costs in your area and the price of your family's health insurance plan (through an employer or otherwise). But there are some simple ways to cut costs; for instance, you may have family nearby who can help watch your child a few days a week, or you may be able to breastfeed to save money on formula.

It's definitely scary to think about having enough money to meet your baby's needs, but luckily, there are ways to make these costs more manageable. Planning ahead and setting a budget as new parents certainly helps; there are also resources available for those in a lower income bracket who need financial help for a new baby.

Cost: Giving birth in a hospital in the United States is expensive. The national average as of 2020 was $13,811 with employer-sponsored health insurance, or an average of $3,000 out of pocket for both a mom and her baby's hospital stays. Hospital bills could exceed $10,000 out of pocket if your baby spends time in the NICU. 041b061a72


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